Credit Insurance Fraud

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Did you take out a loan for a car, truck, motorcycle, furniture, appliances, or other personal item? Did you buy credit insurance and then pay off your loan early?

You may be entitled to a refund.

Many consumers buy credit insurance to protect themselves in case they are unable to pay off a specific loan or line of credit due to death, disability, or unemployment. Credit insurance is an insurance policy that pays back some or all of the balance owed on the loan or debt should something happen to the borrower.

There are several types of credit insurance, including:

Credit life insurance – covers the borrower's debt in case of his/her death.
Credit disability insurance – covers the borrower's debt in case of a disability
Credit unemployment insurance – covers the borrower's debt in case of unemployment

These policies are usually sold through a bank, a store, or auto dealer at the time of a loan transaction. At the time of the transaction, consumers are sold a single premium policy. This means that the entire cost of the insurance policy is bundled into the buyer's total loan.

If the debt is paid off early, premiums for the remaining term should be refunded to the policyholder.

If you paid off your loan early and did not receive a refund on your credit insurance policy, you may be

If you paid off your loan early and did not receive a refund on your credit insurance policy, you may be entitled to compensation. Please complete this form or call 1-800-275-0192.

The information you provide will only be used in accordance with our terms and conditions. By submitting this form, you certify that you agree to our terms and conditions and want us to contact you regarding your inquiry.

* denotes required fields


Title
First Name
Middle Initial
Last Name
Address
Address Cont.
City
State
Zip Code
Phone Number (day)
Phone Number (eve)
E-mail

If this inquiry is not for yourself, please tell us the name of the person.
Title
First Name
Middle Initial
Last Name
What is this person's relationship to you?
Date of birth:	[None]
Did you have a credit insurance policy?	Yes No
Did pay your loan off early?	Yes No
Did you receive a refund for your credit insurance policy?	Yes No
What was the name of the insurer?
What date was your loan paid off?
Do you currently have an attorney assisting you with this matter?	Yes No



Please briefly describe your benefits issue and legal concern:

* I agree that submitting this form does not create an attorney client relationship.