When you buy insurance, you assume that you will be protected against loss - either from an injury or a catastrophic event. This is not always true. Often, insurance companies look for ways to deny claims, even if they don't have a valid excuse for denying the claim.

This attempt to avoid paying justified claims is known as “bad faith.” When you buy insurance from a company, you put your faith in them. The breach of your trust and the betrayal in denying your claim for a false reason is bad faith.

Insurance Bad Faith Examples

Some examples of bad faith may involve a disability insurance company failing to investigate a claim, delaying claim investigations for no apparent reason, failing to provide payment on a covered claim, misrepresenting the meaning of the language of a contract.

Professionals and consumers who have been unfairly denied long-term disability benefits may be entitled to compensation. If your insurer has denied you benefits, contact us to learn your legal rights.